Imagine discovering that the Canadian government has been holding onto money that belongs to you. For thousands of people across the country, this is not a fantasy. It happens more often than you think.
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The Canada Revenue Agency currently has millions of uncashed cheques sitting in its accounts. These are tax refunds, carbon rebates, pension payments, child benefits, and other government payments that were issued but never deposited. Some of these cheques are years old. The good news is that government cheques do not expire. You can claim your money at any time.
The easiest way to check is online. Go to the Canada Revenue Agency website and sign into your personal account using your Social Insurance Number. Once you are logged in, look for a section called “Uncashed Cheques.” There, you will see a list of any personal cheques that were issued but never deposited. The list shows the date and the amount.
If you find money that belongs to you, you can request a new payment. The system will provide a simple form to fill out. If you have direct deposit set up with the CRA, the money will go straight into your bank account. If not, you will receive a new paper cheque in the mail.
